Home Equity

Woman watering her plants.
Ready to get started?

This is your ticket to making big things happen.

Remodel your house. Maintain living expenses. Cover college tuition. Plan a storybook wedding. Buy something big or make life better in a way only you can imagine. At KEMBA Financial Credit Union, our Home Equity products come with low rates, expert guidance, and unlimited possibilities.
  • Competitive rates
  • Loan amount depends on the equity you have in your home
  • Funds can be used for almost any purpose
  • Easy online application

Choose an option below to get started!

Digital Banking users

Open KEMBA's Mobile App or log in to Digital Banking and select "Apply for a loan" on the menu or ☰.

Not a member or Digital Banking user?

Take a Closer Look

You’ve worked hard to build up your home’s equity and with a big-ticket purchase on the horizon or simply a need for extra cash, now is the time to put your equity to work for you.
big purchases

Home Equity Loans

Receive all your money upfront, use it as you see fit, and pay it back over a period of years with predictable fixed monthly payments.

variable Line of Credit

Home Equity Lines-of-Credit

Get easy access to a loan fund that you can tap into over and over again for practically any purpose at all and just pay on what you borrow.

Learn More About Home Equity

To learn more about Mortgages and Home Equity, please complete the fields below and a KEMBA Member Service representative will be in touch to help you get started.


Speak with a Home Equity expert

Home Equity Line-of-Credit Application


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